Retirement portfolios – time for a more sustainable approach?

Over recent years creating a diversified portfolio of capital market assets has been the retirement income portfolio trusted solution. The received wisdom being that if one asset class falls, the other will have an opposite effect, dampening down the overall risk. However, recent positive correlation of equities and bonds has called this theory into question. In this webinar, we’ll examine what this means for retirement income clients. We’ll start to explore a more sustainable approach to income and examine where the opportunities lie.

Learning Objectives:
In this webinar you’ll be able to:
• Understand the impact of the economic environment on retirement income portfolios
• Discuss the impact of markets on financial resilience and sustainability
• Recognise the market developments in guaranteed income

Register now to join us for this webinar and earn 45 minutes of CPD.

Whilst no two clients are the same, we’ll look at some common elements that are fundamental to creating more sustainable retirement income. This webinar explores a wider view of blending solutions. We’ll be going beyond the traditional view of guaranteed income and asset allocation, to show how replacing some fixed income with guaranteed income can improve long-term portfolio values.

Learning Objectives:
In this webinar you’ll be able to:
• Re-examine the risks associated with decumulation
• Understand what the positive correlation between bonds and equities mean for retirement income portfolios
• Discuss the longer-term benefits of blending guaranteed income and investments

Register now to join us for this webinar and earn 45 minutes of CPD.

In this webinar we’ll focus on worked examples of portfolio construction to show how you can apply the theory discussed in this webinar series to a variety of client scenarios. We’ll demonstrate how getting the balance between security and flexibility doesn’t mean watering-down long-term portfolio values. You’ll see how the outlook for investment assets and legacy benefits can be significantly improved when each element of the portfolio does the job it was designed for. We’ll also look at how the portfolio can be stress-tested using data that can show the results in an instant.

Learning Objectives:
In this session you’ll be able to:
• Understand how legacy provision can be improved
• Consider how higher levels of income can be sustained
• Explore how retirement plans can be made more resilient

Register now to join us for this webinar and earn 45 minutes of CPD.