2023 Sparks Series

Welcome to our first Sparks session of 2023! And what a way to start off this year's Sparks series, with a panel discussion on Re-mortgage & Product Transfer.

Samm Piper, Lender Account Executive at L&G Mortgage Club will be joined by lenders representing the market, from mainstream to specialist lending, focussing on Residential Re-mortgages & Product Transfers - a hot topic in 2023, with 1.8million mortgages estimated to need re-financing, it's sure to be a record year.

Hear from Darlington Building Society, Eligible.ai and Foundation Homeloans for their takes on the re-mortgage market for 2023, how they're planning to approach this surge and how they can support your clients.

What's in store for BTL borrowers looking to re-mortgage or product transfer in 2023?

We're joined by speakers from Aldermore, Fleet Mortgages and Santander to discuss the opportunities and challenges that are coming in the new year and how we can all support clients with the changing rates and products.

Join us live and ask your questions to our panel of experts!

Mortgage Tech is constantly evolving, from affordability calculators to e-docs, but how can you use tech in your business to help your clients?

In this Sparks session we're joined by Generation Home and Skipton for Intermediaries to discuss what advances have been made in recent years, what further work can be done, and the benefits to advisers of using tech in the day-to-day running of your business.

2022 was a big year for New Build, with Help to Buy ending and the emergence of new Government schemes. In this Sparks session, we'll be hosting a roundtable with Lenders offering their perspective on:
What's happening with New Build in 2023?
How can we support New Build borrowers?
What are the market trends in Residential and BTL?
Are there any advancements in Government schemes?

Hear from,
Morne Jacobs, Housing Development Manager at Halifax for Intermediaries
Ben Williams, Corporate Relationship Manager at The Coventry
Jonathan Mann, Corporate Account Manager at OSB Group

With the rising cost of living, homeowners are looking for ways to save money – including energy bills. Home insulation, double glazing, low wattage bulbs can all help with fuel costs, but retrofitting can also improve the property’s EPC rating, which in turn, could get them a great deal on a Green mortgage. They’re not the only ones who could benefit! Those looking too purchase new builds or first-time buyers are also interested in whether a Green mortgage is right for them.

We'll be joined by;
Halifax for Intermediaries
Kensington
Landbay
Tandem

Join this panel discussion to hear what lenders are doing to help your clients with Green mortgages and their thoughts on where the Green market is heading.

Join us for a round of presentations from Lenders specialising in the Buy-to-Let and Holiday Let market, hosted by Samm Piper, Lender Account Executive at Legal & General Mortgage Club.

The Lenders be sharing their propositions, discussing current market trends and opportunities and providing insight into how they see the market developing.

Hear from:
• Steve Hewitt - Aldermore
• Jean Errington - Harpenden Building Society
• Kate Martin - Quantum Mortgages
• Emma Parker – Stafford Railway Building Society

This will be a live session and we'll be welcoming questions from the audience.

Self-employed clients can sometimes struggle to find the right mortgage for them, especially if they don't know where to look. Criteria, affordability, evidence of income are all factors that may cause a self-employed client to trip up on an application, how can we help them to find the right mortgage for them?

We'll be joined by lenders from across the industry, to discuss the self-employed market. Guest speakers include;

Steve Hewitt from Aldermore
Jade Wooldridge from Hinckley & Rugby For Intermediaries
Louise Apollonio from The Mortgage Lender

Come prepared with your questions for the lenders, to ask in this live panel discussion.

Rosheen Hastie, Telephone Relationship Manager at Legal & General Mortgage Club, hosts this panel discussion, talking about the challenges often faced by home-buyers who need something other than a typical, mainstream mortgage, and what support is available to help those that may fall outside the average home loan mould.

Covering topics such as Affordability, First Time Buyers and Green Mortgages, Rosheen will be joined by;

• Peter Dockar - Gen H
• Rob Barnard - Pepper Money
• Derek Adams - Skipton
• Louise Apollonio - TML

Do you have clients that don't fit the standard mainstream lending types? Do you need something a bit more specialist?

Then join our webinar to hear from lenders who are experts in the specialist market. Covering bridging, second charge, ex-pat and more, this panel of lenders will be on-hand to answer your questions and help you place those difficult cases.

Samm Piper, Lender Account Executive at Legal & General Mortgage Club hosts this lively panel discussion, with speakers:
• Kyne McAllister, Affirmative
• Jonathan Mann, OSB
• Caroline Mirakian, UTB
• Alan Collins, ROMA

As this is a live session, come prepared with your questions for our lender guests!

Join our Roundtable to hear from lenders who specialise in non-mainstream mortgages. Hosted by Telephone Relationship Manager, Elle Heal, this webinar will provide mortgage advisers with insight into the products and services available to their clients that struggle to qualify for a standard mortgage and are looking for something a bit different.

Elle will be joined by speakers from:

• MT Finance
• Saffron for Intermediaries
• Market Harborough Building Society
• West One

Join us for a virtual roundtable, with lenders who specialise in Later Life mortgages talking about the market and how they can help you to help your customers.

We'll be joined by:
Simon Glass from Beverley Building Society
Kate Morgan from Hodge
John Davison from Perenna
Karen Banks from Pure Retirement

This will be a live webinar, so come prepared with your questions and cases!

What's going on in the world of Later Life mortgages? We're hosting a Sparks webinar, with a panel of Later Life specialists to discuss just that!

Join us on Tuesday 10th October for a virtual panel discussion on the world of Later Life.

As this is a live session, please come prepared with your questions for our lenders.