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Retirement income – all change?
Martin Lines
It seems that not a day goes by without a new set of challenges in the economic and political landscape. The increased cost of living coupled with market turmoil means that sustaining an income in retirement can be seriously difficult unless new strategies are adopted. Whilst firms are helping clients through the financial crisis, the regulator has set out its expectations around the Consumer Duty. This highlights the steps to take to show that client outcomes are at the forefront of everything firms do. For many, meeting outcomes for retirees in the current climate may require a change in approach.
How do the economic, political, and regulatory factors make a difference to clients in retirement? Why has ‘modern portfolio theory’ been called into question? How does this change the thinking around retirement income?
In this session, Martin Lines will talk to Andy Sutherland from Conduct Culture. You’ll hear Andy’s views on the regulator’s current thinking on retirement advice and highlight some of the emerging risks for advisers. Learn about some practical steps that you can take now to ensure your business is in good shape to fully embrace The Duty. Ultimately, we’ll see where the opportunities lie to reassure clients and consider ways to alter the investment strategy, especially when the best outcome is a more sustainable income!
Learning Objectives:
• Examine strategies for sustaining retirement income
• Recognise the key aspects of the Consumer Duty
• Discuss the role of guarantees in an overall retirement income strategy
Register for our webinar on Tuesday 22 November at 10:00 and gain 60 minutes of CPD.
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Retirement income – all change?
Martin Lines
It seems that not a day goes by without a new set of challenges in the economic and political landscape. The increased cost of living coupled with market turmoil means that sustaining an income in retirement can be seriously difficult unless new strategies are adopted. Whilst firms are helping clients through the financial crisis, the regulator has set out its expectations around the Consumer Duty. This highlights the steps to take to show that client outcomes are at the forefront of everything firms do. For many, meeting outcomes for retirees in the current climate may require a change in approach.
How do the economic, political, and regulatory factors make a difference to clients in retirement? Why has ‘modern portfolio theory’ been called into question? How does this change the thinking around retirement income?
In this session, Martin Lines will talk to Andy Sutherland from Conduct Culture. You’ll hear Andy’s views on the regulator’s current thinking on retirement advice and highlight some of the emerging risks for advisers. Learn about some practical steps that you can take now to ensure your business is in good shape to fully embrace The Duty. Ultimately, we’ll see where the opportunities lie to reassure clients and consider ways to alter the investment strategy, especially when the best outcome is a more sustainable income!
Learning Objectives:
• Examine strategies for sustaining retirement income
• Recognise the key aspects of the Consumer Duty
• Discuss the role of guarantees in an overall retirement income strategyRegister for our webinar on Tuesday 22 November at 10:00 and gain 60 minutes of CPD.